| Type of Loan | Working Capital Loan |
| Scheme name | WORKING CAPITAL TERM LOAN INCLUDING SWS FOR UNITS IN BOTH MANUFACTURING & SERVICE SECTORS.-WCTL |
| Purpose of the loan | To provide working capital term loan. |
| Eligibility Criteria | All new and existing units in both manufacturing and service sector are eligible for assistance. |
| Upper loan limit | PROPRIETORSHIP & PARTNERSHIP : Rs.2 crore PRIVATE LIMITED COMPANY : Rs.4 crore |
| Promoter’s contribution | 1:3 |
| Moratorium period | Moratorium up to 6 months. |
| Repayment period | The loan shall be repayable in maximum 7 years monthly instalment including the Moratorium period |
| Security | Land Building Plant/Machinery |
| Lending Rate of Interest | 9% to 11% pa |
